Insights

At the Nordic Banking Forum 2025, Alan Goodrich, Regional Sales Manager at ERI, took part in a fireside chat titled “Unlocking AI & FiDA Value”. Building on this discussion, the article explores the convergence of artificial intelligence (AI) and Europe’s upcoming Financial Data Access (FiDA) regulation, and examines how AI and open finance can unlock tangible value for financial institutions when grounded in credible data, customer-driven use cases and modern core platforms.

In his article for Lux Times, Alan Goodrich, Regional Sales Manager at ERI, explores “Inception Point: Re-imagining the Banking Experience”. He examines how technology is transforming banking into a hyper-personalised, seamless and human-centric experience. From AI-driven insights and open banking to omnichannel engagement and sustainable finance, he highlights how banks can become trusted digital companions. His key message: the future of financial services lies at the intersection of digital convenience, personalised insight and emotional trust.

ERI is featured in the 2025 UK Toolkit by The Wealth Mosaic, with an article authored by Adam Kasraoui, Sales Manager at ERI. The report highlights how OLYMPIC Banking System equips modern wealth managers with a comprehensive digital toolbox. It showcases the platform’s fully integrated, front-to-back architecture and its ability to streamline operations, enhance client engagement and deliver data-driven, compliant advisory services. With real-time capabilities, advanced automation and seamless integration, OLYMPIC Banking System is presented as a future-ready solution enabling UK wealth management firms to achieve operational excellence and an elevated client experience.

In his interview for The Wealth Mosaic’s WealthTech Talks series, Jean-Philippe Bersier, Director of Sales & Marketing at ERI, discusses how OLYMPIC Banking System helps financial institutions navigate today’s key market challenges. He explains how the platform’s flexibility, digital integration, and client-centric approach enable firms to adapt to evolving regulations, new technologies, and changing client expectations. He also highlights ERI’s strong commitment to innovation, R&D, and long-term client partnerships, ensuring the delivery of comprehensive and future-ready banking solutions that drive operational efficiency and sustainable growth.

In his article for PostTrade 360°, Alan Goodrich, Regional Sales Manager at ERI, examines “Edge of Tomorrow: The T+1 Impact on Asset Servicing.” He emphasises how the shift to T+1 settlement is driving a fundamental transformation in asset servicing operations. With compressed settlement timelines, modern, real-time, integrated core systems are essential to ensure speed, accuracy and proactive risk management. Alan Goodrich highlights the central role of integration and automation in streamlining workflows, enhancing client satisfaction and building operational resilience. He also notes that compliance becomes a natural byproduct of these systems, reducing costs and improving audit readiness. His message is clear: adopting modern, automated and integrated solutions is crucial for asset servicing firms to meet the demands of faster settlements, foster client trust and achieve sustainable operational excellence.

In his article for Lux Times, Alan Goodrich, Regional Sales Manager at ERI, examines “Financial Services Digital Transformation Clock is Ticking”. He explores how the EU’s shift to T+1 settlement in 2027 will compress timelines, increase operational risk and demand real-time processing across borders. Highlighting Luxembourg’s leading role in asset servicing, he argues that only firms embracing modern, integrated and automated systems will maintain their competitive edge. His key message: T+1 is not just faster settlement, it’s a catalyst for smarter, future-proof transformation.

In his article for PostTrade 360°, Alan Goodrich, Regional Sales Manager at ERI, explores “Asset Servicing Mission: The Digital Reckoning.” He highlights how globalisation, the emergence of new asset classes, and rising client expectations are reshaping the industry. Against this backdrop, AI, automation, and real-time data are no longer optional but fundamental enablers. His message is clear: digital transformation is imperative for firms that wish to remain competitive.

Jean-Philippe Bersier, Director of Sales & Marketing, ERI, shares insights with the Wealth Mosaic in the European WealthTech Landscape Report 2025. He delves into how the rise of Artificial Intelligence is transforming private banking by amplifying the need for trusted, personalised client relationships.

For the ACCLAIM Magazine, Harold Mendiola, Manager of Customer Support (Asia) at ERI, explores how real-world experience and client-centric innovation enable OLYMPIC Banking System to help private banks and wealth managers navigate regulatory complexity, accelerate digital transformation and maintain a competitive edge in diverse markets.

Alan Goodrich, Regional Sales Manager at ERI, explored in his article how three decades of sustained innovation and a client-centric approach have positioned ERI, and OLYMPIC Banking System, at the forefront of financial services technology in Luxembourg’s evolving and highly regulated market.

The thought leadership piece “Redefining Operating Models: Balancing Efficiency Pressures and Member Growth for Credit Unions,” examining how real-time capabilities, automation, and core platform modernization can help credit unions overcome operational challenges while placing the member at the center of their transformation strategy.

At this year’s Nordic Fintech Summit edition, Alan Goodrich, Regional Sales Manager at ERI, participated in a “Strategy Talk” session, to examine the impact of the EU Competitiveness and simplification initiatives on FiDA under the banner of “Open Banking: New Opportunities for Unlocking the World of Finance”.

Adam Kasraoui, Sales Manager, ERI, talks to WealthBriefing, explaining how OLYMPIC Banking System’s portfolio management and automated rebalancing drive real-time insights and operational efficiency.

Inmitten eines rasanten technologischen Wandels steht die Bankenbranche vor einer entscheidenden Wende. Banken müssen auf ein Kernbankensystem vertrauen können, das das Herzstück ihrer täglichen Finanzoperationen bildet

According to Jean-Philippe Bersier, Director of Sales and Marketing at ERI, the idea behind the founding of the company was to create an extremely flexible core banking system that would be able to address the requirements of any type of financial institution.

According to Alan Goodrich, Regional Sales Manager at ERI, wealth managers must put customer-centricity at the core of their digital transformation in order to achieve the expected returns on investment.

Changing core banking system is likened to carrying out a heart transplant. For a variety of reasons, a core system replacement has become a life-or-death choice for many financial services institutions.

Jean-Philippe Bersier, Director of Sales & Marketing, ERI, talks to WealthBriefing, on ERI's accomplishments this year.

The securities financial services industry has embarked on a significant transformation with the transition to a T+1 (trade date plus one day) settlement cycle. This shift promises to enhance market efficiency, reduce counterparty risk, and improve liquidity. However, the move to T+1 also presents a series of complex challenges for post-trade participants, particularly in the realm of core systems technology. Yet, in adversity lies opportunity. By addressing these challenges head-on, organisations can not only comply with market demands but also gain a competitive edge, suggests ERI’s Alan Goodrich.

The US banking and particularly the private wealth industry stand at a crossroads, grappling with the dual challenges of meeting escalating demands for efficiency and innovation while adhering to stringent regulatory requirements. This balancing act is exerting unprecedented pressure on financial institutions, compelling them to re-imagine their operational strategies and service models.

Driving Digital Transformation in Banking. In an era of rapid technological advancement, the banking industry finds itself at a critical crossroads. As financial institutions strive to meet evolving customer expectations, comply with stringent regulations, and fend off disruptive competitors, IT transformation has become more than a buzzword - it’s now essential for survival and growth.

In an era where digital transformation is reshaping the financial services industry, core banking systems are the nerve centre for day-to-day operations. While organisations often prioritise finding the most cost-effective core banking solution, the true TCO often lurks beneath attractive headline prices. Understanding these additional fees and charges is crucial for decision-makers.

The financial services industry has been investing heavily in automation and efficiency in the highly visible front-office processes.

The financial industry is undergoing a transformative shift driven by innovations in open banking and financial services, alongside regulatory advancements like the proposed Financial Data Access (FIDA) regulations in the EU, and the global adoption of ISO20022 for SWIFT messages. Technology and efficient operations are inseparable topics and change often creates anxiety. However, embracing the transformation, inside out, is the path to future growth.

Customer experience – what’s all the fuss about? Jean-Philippe Bersier, Director of Sales & Marketing at ERI

In an era defined by rapid technological advancements and evolving customer expectations, the financial services industry finds itself at a critical juncture. Consumers have become used to e-commerce platforms that offer transparent, real-time visibility over the entire payment, execution and delivery life-cycle. Enter the Financial Data Access (FIDA) framework – an evolutionary regulatory proposal that promises to reshape the way financial services providers will expose, access and utilise customer financial data.

At the core of ERI’s success lies a deep commitment to understanding and addressing the unique needs of our clients. We prioritise customer feedback and work closely with wealth management and private banking professionals to ensure our technology platform, OLYMPIC Banking System, and the suite of solutions it offers, are tailored to their specific requirements.

In den letzten Jahren wurde viel über Engagement-Kanäle im Private-Banking-Sektor diskutiert. Diese Community war schon immer stark auf persönlichen Service und Beziehungen ausgerichtet. Jahrelang wurde dies von Angesicht zu Angesicht mit E-Mails und direktem Zugang zu dem Kundenbetreuer geleistet. Die Pandemie und die digitalen Möglichkeiten, die durch den Generationswechsel beschleunigt wurden, änderten all das, und die Welt verlagerte sich ins Internet.

In today's dynamic landscape, banks and financial institutions must adapt their operating models to ensure sustainable growth and competitiveness amidst a crowded and aggressive market. This includes both traditional and non- traditional players vying for market share and customer attention.

In an era defined by rapid technological advancements and evolving customer expectations, the financial services industry finds itself at a critical juncture. Consumers have become used to e-commerce platforms that offer transparent, real-time visibility over the entire payment, execution and delivery life-cycle. Enter the Financial Data Access (FIDA) framework – an evolutionary regulatory proposal that promises to reshape the way financial services providers will expose, access and utilise customer financial data.

ERI’s OLYMPIC Banking System empowers private banks and wealth management firms to modernise their business models, swiftly deliver innovative products, and offer personalised digital services, all while effectively managing costs and risks.

Roger Furrer, Director at ERI, outlines the benefits of an omni-opti channel offering.

Some clothes designers say that brown is the new black. Being environmentally aware is so fashionable these days that one may say green is the new black. For young people, others say that, politics is the new black. For the securities industry, arguably, tokenisation indicates that black may be the new black. But, asks ERI’s Alan Goodrich, what form does this new black take for market participants, their organisation structures and underlying technology platforms?

For those operating in the financial services sector, the regulators continue to pile on the pressure with a wave of new challenges in the pipeline to add to those already implemented. Institutions, already struggling with less than optimal legacy technology platforms, must begin to feel like they have become recipients of the proverbial (uninvited) gift that just keeps on giving (but not in a good way). A new, modern, open, integrated core system could be the one item on the wish-list this festive season that would change the narrative and transform the challenges into opportunities.

We may not have to deal with inter-dimensional post-trade, just yet. However, a recent Citi Securities Services survey reported that close to 90 percent of respondents expect their local settlement cycles to shorten to T+0 or T+1 within the next five years. In the current T+2 world, once instructions are sent to custodians then, if there is a problem, it will become apparent the next day and may still be corrected and settled in time. In contrast, T+1 actually requires a T+0 approach, underpinned by technology to support continuous real-time processes, as the window for reconciling and settling trades is compressed to same-day. Here, ERI’s Alan Goodrich explores the path to implementing a technology solution that meets the future; everything, everywhere, all at once requirements.

These days we hear a lot about Infrastructure-as-a-Service, Software-as-a-Service, all the way through to Banking-as-a-Service. Unfortunately, there is no one-size-fits-all solution for every institution, is there?