In his article for Lux Times, Alan Goodrich, Regional Sales Manager at ERI, examines “Financial Services Digital Transformation Clock is Ticking”. He explores how the EU’s shift to T+1 settlement in 2027 will compress timelines, increase operational risk and demand real-time processing across borders. Highlighting Luxembourg’s leading role in asset servicing, he argues that only firms embracing modern, integrated and automated systems will maintain their competitive edge. His key message: T+1 is not just faster settlement, it’s a catalyst for smarter, future-proof transformation.