An interview with Fabian Klar, Regional Sales Manager at ERI, published by Hubfinance
Core banking transformation is no longer an IT initiative. It is a strategic business priority that will shape financial institutions for the next decade and beyond.
Revenue models are shifting from interest margins towards fee-based income. Financial services are moving into third-party customer journeys. AI, tokenisation and digital assets are converging at speed. The question for bank leaders is no longer which innovation will win, but whether their organisation and technology backbone can adapt continuously.
In this Hubfinance interview, Fabian Klar draws on more than 15 years of experience in financial infrastructure and technology to explain why the core is the enabler of business model change, not an end in itself.
What you will discover about core banking transformation
- How €10 trillion of European household savings could reshape the way banks earn revenue
- The three technology shifts redefining banking: embedded finance, artificial intelligence and digital assets and tokenisation
- Where banks should invest first and why the least visible investments often deliver the greatest return
- Why some transformation programmes succeed while others fail and the platform selection mistake that is too often underestimated
- The one question every CEO should ask before choosing a core banking platform
Building the Bank of 2030 is not about predicting the future. It is about building an institution, underpinned by technology, that has the foundations in place to be ready for it.
Fabian Klar, Regional Sales Manager, ERI